Skip to main content

Banks

What do you think about banks and what is their real purpose? I think for me bank's are the worst thing in the high street,the problem is that whenever you need something for yourself, home or family you go to the bank because it's an easy way to get the extra money you need, all you've got to do is to fill out some forms and submit it to the bank manager or the person in charge of loans and then wait a couple of days until the loan gets approved, then off to the bank, sign a few forms and then collect the money, wow. The only problem is that although you need the money you don't think about the long term like how many year's it will take to pay the money back. It's the same with credit cards which are attached to a bank, great to have in your pocket for some easy money any time of the day or night but by using it you don't think about how much interest you will be paying back because you used that card. Well that's ok until maybe a year later you need money but because you have a loan and have to pay back your credit card bills and you find out that you're not credit worthy so therefore no way of getting easy money and you don't have enough money left from your wages because a large amount of money is taken out straight away by the bank so if you need money then you will have to wait. If you have a for instance a two year loan then for the first year all your doing is paying the bank interest on the loan not actually paying the loan off so no more money when you really need it, all because of that terrible mistake of going to the bank in the first place, you then think to yourself why did I take the loan out in the first place, I should have saved money out of my wages until I had enough money to pay for whatever I needed, that would be great in a perfect world where you get a decent wage and can save some money but it's not a perfect world and that's why we have banks to sort of falsely making it a perfect world. I myself can't wait for my loans to get paid off then all my pension will be mine, no more loans, save the money and then get what you want or need, I can't wait, thankfully I gave all my credit cards back so now all I have to pay for are the loans which I took out so long ago. That's why I don't like banks and only go to them to get what's left of my pension which is enough to pay the bills which is the most important. There will be no more loans for me and I would advise people to think about it before going to the bank, you will probably regret it sooner or later so don't do it, try to save the money and then spend it without having to pay interest, that's my personal opinion about bank's, I wonder if you feel the same way as I do, if so don't take out any more loans and get rid of your credit cards and then perhaps you will have some money in your pocket not in the banks deep pockets. We'll that's all for today but think before you put your signature on the dotted line, which I hope you think is good advice. 

Comments

Post a Comment

Popular posts from this blog

Ninth installment

The remains of the unit that were in this position left and we followed them, we went around the outskirts of the village and back into the center. The rest of PIV or what was left of it were already there, we found out that Colin just after he had reached the main hq in the center of the village. We had to go back to the end of the street to see what was happening but as soon as we arrived we came under heavy fire as the enemy had pinpointed this house as our new front line, there was no way that we could reach Eric without getting everyone who attempted a rescue killed and because of the amount of enemy fire we had to fall back, on the way Alan started going berserk saying that he had to go back to fight, he was shooting everywhere so George calmed him down and asked him to take care of the elderly and that seemed to work. By now the village command had decided it was time to leave but first we had to wait for the mortar unit to reach safety. We could not get anywhere near under cons...
Post a Comment
Read more

Third installment

Day in, day out, it was the same routine, sleep, guard, fire off a few rounds in the general direction of the enemy, there was not much else to do, the main thing was to stay alive by keeping inside every time mortars or artillery came flying in to the village. The only time that there was a lot of activitie was when we were buzzed by planes, everybody would rush outside, Ernie would jump on the transporter and fire the machine gun, I used to run to the machine gun that was mounted on a tripod at the end of the street and also fire at the plane, everybody else would be outside firing their ak47s, there was not much chance of hitting it or bringing it down but it took only one lucky shot and that would give everyone hope. After the plane had gone out of sight that the transporter was Ernies because he had shot at the enemy leaving the damaged transporter with a sniper rifle, so Geordi the commander in charge of the defense of Osijek had given it to Ernie, I also found out that he worked...
Post a Comment
Read more

Second installment

The word money has a way of working it's way into every aspect of life and my little crusade was not exempt, how much did I need to get to Croatia, how much did I need to survive on the way, it all had to be taken into account and most where and how I was going to get the money from that I needed. By inquiring at travel agents I found out that I could fly but only as far as Austria, Italy or Hungary but the price was much too expensive for me. Taking the train to any of these countries was also far too expensive, the cheapest way was by bus but the only problem was that it took so long to reach your destination. The bus that I wanted to take went from London and it's destination was Athens in Greece, it normally went through Yugoslavia but because of the war it was not going through Budapest then down into Belgrade before going onto Greece. This was the cheapest way to go and after further inquiries I found out the times and price of the bus, now all I had to do was get the mon...
Post a Comment
Read more